As one of the twelve nationwide joint-stock commercial banks, CZBank officially commenced business on August 18, 2004, with its head office in Hangzhou, Zhejiang Province. CZBank is the 13th “A+H” listed bank in China. Since its opening, CZBank has always gained a toehold in Zhejiang and steadily developed its businesses worldwide, and has developed into a high-quality commercial bank with a solid foundation, strong profitability and prudent risk control.

Under the guidance of the vision of being “a first-class commercial bank”, CZBank comprehensively establishes a five-word ecosystem, namely “integrity, simplicity, professionalism, cooperation and honesty”, and practices financial services for good. It also sticks to intelligent operation to build Humanistic CZBank and further advances the comprehensive and collaborative reform centered on customers and fully opens up a new realm of high-quality development.

In the first half of 2025, CZBank’s operating income was RMB33.265 billion, net profit attributable to shareholders of the Bank was RMB7.667 billion.As at the end of the first half of 2025,the total assets were RMB3.35 trillion, representing an increase of 0.63% as compared with that at the end of last year, of which total loans and advances to customers were RMB1.89 trillion, representing an increase of 1.69% as compared with that at the end of last year; the total liabilities were RMB3.14 trillion, representing an increase of 0.62% as compared with that at the end of last year, of which balance of customer deposits were RMB2.07 trillion, representing an increase of 7.47% as compared with that at the end of last year; the non-performing loan ratio was 1.36% and allowance to non- performing loans was 169.78%; the capital adequacy ratio was 12.31%, the tier-one capital adequacy ratio was 9.62%, and the core tier-one capital adequacy ratio was 8.39%, all of which remained at reasonable levels.

As of the end of June 2025, CZBank has established 369 branch outlets in 22 provinces, autonomous regions, municipalities directly under the Central Government and the Hong Kong Special Administrative Region, effectively covering Zhejiang, where its headquarters are located, the Yangtze River Delta, Guangdong-Hong Kong-Macao Greater Bay Area, Bohai Rim, Economic Zone on the Western Coast of the Taiwan Straits and certain areas in the Midwestern China. In the “Top 1000 World Banks 2025” ranking by The Banker, U.K., CZBank ranked 82nd in terms of tier-one capital. China Chengxin International gave CZBank the highest AAA corporate credit rating among financial institutions.